1. Introduction

Welcome to Oz Lotto! These Terms and Conditions (“Terms”) govern the use of our website and services. By accessing or using our site, you acknowledge that you have read, understood, and agree to abide by these Terms. If you do not accept these Terms, please refrain from using our website and services. Oz Lotto reserves the right to modify these Terms at any time, and continued use of the site constitutes acceptance of those changes.

Email: info@ozlotterygames.com.au

2. Definitions

• Company: Refers to Oz Lotto.
• User: Any individual or entity who accesses or uses our website and services.
• Services: The services provided by the Company.

3. Eligibility and User Obligations

Users must be at least 18 years of age or the age of majority in their jurisdiction to access our services. By using our site, you confirm that you have the legal capacity to enter into these Terms. Users are also responsible for providing accurate and complete information as required during registration or use.

4. Account Registration and Security

Users may be required to create an account to access certain features. You agree to provide true, accurate, and up-to-date information during registration. You are responsible for maintaining the confidentiality of your account credentials and accept responsibility for all activities under your account. If you suspect unauthorized access, please notify us immediately.

5. User Conduct and Prohibited Activities

Users agree not to:

• Use our site for illegal activities or in violation of any applicable laws.
• Engage in fraudulent or deceptive practices.
• Interfere with the security of our systems or attempt unauthorized access.
• Violate any intellectual property rights associated with our services.
• Post or distribute harmful or offensive material.

6. Services and Content

• Nature of Services: We provide various services and content that may change over time. 
• Service Modifications: We reserve the right to modify, suspend, or discontinue any aspect of our services without prior notice. We are not liable for any modifications or interruptions to our services.

7. Payments and Fees

For paid services, users agree to pay the specified fees. All payments must be made using approved methods. Taxes or additional fees may apply, depending on location. Failure to pay fees on time may result in account suspension.

8. Cancellation and Termination

• User-Initiated Termination: Users may cancel their account or subscription at any time by contacting customer support.
• Company-Initiated Termination: We reserve the right to suspend or terminate any account that violates these Terms, or for any reason deemed necessary to protect our services.
• Refund Policy: Refund eligibility is determined based on [include details or link to a full refund policy].

9. Intellectual Property

• Ownership: All intellectual property rights, including trademarks, copyrights, and proprietary content on our website, are owned by Oz Lotto or licensed to us.
• Usage Restrictions: Users are prohibited from copying, modifying, distributing, or using any content from our site without explicit permission.

10. Privacy Policy

Our Privacy Policy outlines how we handle your personal data. By using our services, you agree to the terms of our Privacy Policy.

11. Disclaimers and Limitation of Liability

• Service Disclaimer: Our services are provided “as is,” without warranty of any kind, either express or implied.
• Limitation of Liability: Oz Lotto shall not be liable for any indirect, consequential, or punitive damages resulting from your use of our services.
• No Guarantee: We do not guarantee the completeness, accuracy, or reliability of any content or service provided.

12. Indemnification

You agree to indemnify and hold Oz Lotto harmless from any claims, damages, or liabilities resulting from your use of our site, violation of these Terms, or infringement of any third-party rights.

13. Governing Law

These Terms shall be governed by the laws, and you agree to submit to the exclusive jurisdiction of courts for any disputes arising from these Terms.

14. Dispute Resolution

• Informal Resolution: In the event of a dispute, please contact our support team to attempt an informal resolution.
• Arbitration: Should informal resolution fail, disputes may be resolved through binding arbitration.

15. Modification of Terms

We reserve the right to modify these Terms at any time. Notifications of significant changes will be posted on our site or sent to registered users by email. Continued use of our services constitutes acceptance of the revised Terms.

16. Severability

If any part of these Terms is deemed invalid or unenforceable by a court of law, the remainder of the Terms will remain in full force and effect.